Missed unemployment deadlines, paying the wrong bills first, and signing severance under pressure cost people thousands. Runway72 gives you the exact framework to avoid those mistakes — bills prioritized by consequence, deadlines mapped, conversation starters ready — in 5 minutes.
Free plan includes:
Unemployment windows close fast. Severance deadlines are short. Start now — free.
One-time payment. Instant delivery to your inbox. Personalized to your specific bills, state, and situation.
Hour-by-hour timeline for your first 3 days, built around your actual deadlines — not a generic checklist. What to do at hour 0, hour 8, hour 36.
Exact language for mortgage servicers, auto lenders, credit cards, utilities, student loans, and more. What to say, what to ask for, what to refuse. Tested conversation starters — not generic advice.
Direct link to your state's filing portal. Exact documents to gather before you call. Deadlines to know. Common mistakes that reset your waiting period.
60-day COBRA election window. ACA special enrollment period. The actual cost comparison framework for your situation — not a generic breakdown. Deadlines you cannot miss.
Housing first. Then utilities. Then everything else, in order of what actually happens if you skip a payment. Grace periods, negotiability, and when each escalates.
What to read before you sign. Clauses that give up more than you realize. When to call an employment attorney. Questions to ask HR about benefits continuation, vesting, and non-competes.
We're early. Someone paid us real money on day one — not a beta invite, not a free trial. That person had 3 weeks of severance and needed a framework that worked immediately. That's who this is built for.
We don't have 500 five-star reviews yet. What we have: a tool that works, a playbook built from real layoff scenarios, and creditor scripts that match how servicers actually respond. That's what you're buying.
Missed unemployment filing. Late fees on bills you paid in the wrong order. Signing severance before knowing what you gave up. These are documented, preventable mistakes. $99 against that math isn't a hard decision.
Whether it's AI, restructuring, or a budget cut, a layoff hits like a wall. Most people freeze. The bills don't. Existing tools weren't built for crisis speed. Outplacement services help you find a job. We help you identify the right questions and next steps before that process even begins.
Map every bill, deadline, and obligation. Identify documents to gather. Calculate your approximate runway with existing cash and expected benefits. Know what's urgent vs. what can wait.
Access official unemployment resources by state. Review sample conversation starters for creditors, landlords, and utility providers. Identify COBRA/ACA options to research. Prepare questions for HR about benefits continuation.
Build your planning snapshot. Identify issues to verify with attorneys, CPAs, or credit counselors. Prepare questions for severance review. Establish a weekly check-in cadence. You have a framework — not a panic.
Organize every obligation by consequence of non-payment, grace periods, and negotiability. A structured framework to help you understand what to address first — general educational support, not professional financial advice.
Sample conversation starters for 14+ provider types: mortgage companies, credit cards, utilities, landlords, student loans, and more. Helps you know what questions to ask — not legal, financial, or debt-settlement advice.
Official state-by-state unemployment filing links. COBRA/ACA options information. A structured prep checklist so you know what questions to ask and what documents to have ready before contacting agencies.
Prepare questions to ask about your severance agreement. Identify common areas to review before signing. Know when to contact an employment attorney. Document checklists for every relevant provider type.
Save your layoff notice, record your last day, current cash, and near-term obligations, and ask about dates and benefits before signing, waiving, or canceling anything irreversible.
Gather your separation, benefits, and pay documents, plus bill due dates and account contacts. Do not enter passwords, full account numbers, or other sensitive credentials here.
Prioritize housing, essential utilities, health coverage, unemployment, and other hard deadlines. Contact creditors before a payment is missed and ask what options are available.
No. Runway72 provides educational planning support to help you organize next steps. It is not legal, tax, financial, or benefits advice; contact a qualified professional or official agency for guidance on your situation.
Not satisfied? Email us within 48 hours for a full refund.
✓ Instant access · ✓ One-time payment · ✓ No subscription
Runway72 exists because nobody should lose thousands in the first month after a layoff just because they didn't know what to do, what to sign, or who to call first.
⚡ Unemployment windows close fast — don't wait